Skip to main content
cate kemp logo
Launching Soon · Founding clients open

Small business
financial operations,
done properly.

The financial function of your business is outsourced to a senior team that runs it like an in-house CFO's office. Bookkeeping, payroll, HR, compliance, reporting. Done properly.

What SBFO does

Your whole financial function, run by a senior team.

Stop stitching together a bookkeeper, a payroll service, an accountant and a spreadsheet. SBFO gives you one accountable team running it all — built for owners who want clarity, not chaos.

Bookkeeping & Month-End

Accurate, timely books with proper month-end close — not a once-a-year scramble.

Payroll & HR

Compliant payroll, employee onboarding, leave, super, awards and people ops.

Cash & Compliance

Cashflow controls, BAS, ATO obligations and the day-to-day finance discipline.

Reporting & Dashboards

Monthly reports and live dashboards on the 3–6 numbers that actually matter.
how it works

Replace the patchwork. Get one accountable team.

01

Diagnose

We map your current finance function, controls, tools and gaps in a one-week deep dive.
02

Design

We design the right stack, workflows and reporting cadence for your stage and industry.
03

Run

Our senior team runs it day-to-day, with monthly insight sessions and quarterly strategy.
Outcomes

What changes when SBFO runs your back office.

The patchwork ends. The numbers tighten up. You stop being the bottleneck between the bank, the bookkeeper and the ATO — and you start leading the business again.
Reclaim 8–20 hours a week of founder time
Predictable monthly reporting, no surprises
Cash and tax handled, calmly and on time
One accountable point of contact not five
Hiring, payroll and HR done properly
A finance function that scales with you
Want a closer look before we launch?

Founding-client spots are limited.

Join the waitlist or book a chat with Cate to see if SBFO fits where your business is heading.
Your entire financial function — run by a senior team.
get in touch
Sydney, Australia
Mon-Fri - 9am - 5pm AEDT
© 2026 Small Business Financial Ops