Website Terms and Conditions

1. These Terms govern Your Use of this Website

1.1 These terms and conditions will apply to anyone who uses this website for any purpose.
1.2 By using this website to engage our services, to view any of its pages or to download any document you agree to be bound by these terms and conditions or any part of them.
1.3 If you don’t agree to be bound by these terms and conditions you should not use this website.
1.4 When making use of different functions or services provided via this website you may be asked to confirm that you have read and accepted these terms and conditions.

2. License to Use this Website

2.1 BAS Services Australia Pty Ltd t/as SBFO is the owner of this website and owns the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
2.2 Users have permission to download for caching purposes only, and to print pages or other content from the website for their own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

3. Limitations on Liability

3.1 Any education provided is general by nature and provided to users only as a guide in the use of the website and as to the services provided by SBFO.
3.2 SBFO’s liability is expressly limited to the terms and conditions contained in its client letter of engagement.
3.3 Your use of any information or materials on this website is entirely at your own risk, for which SBFO will not be liable. It is your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
3.4 You should consult your own financial adviser or accountant for any specific advice relating to your own financial position.
3.5 SBFO will not be liable to any user of this website in any way whatsoever until or unless the user signs our standard letter of engagement and becomes a client.
3.6 Nothing in this disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit, such as warranties implied under the Australian Consumer Laws.

4. Copyright and Trademarks

4.1 The trademarks, names and service marks (collectively “trademarks”) displayed on this website are registered and unregistered trademarks of the website owner.
4.2 Nothing contained on this website should be construed as granting any license or right to use any trademark without the prior written permission of the website owner.
4.3 The written content displayed on this website is owned by SBFO and may not be reproduced in whole, or in part, without the express written permission or license of SBFO.
4.4 You must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast or show or play in public this website or the material on this website in any form or media without our prior written permission.
4.5 If we discover that you have used our copyright materials in contravention of the license given above, we may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials.

5. Security of Personal Information and Privacy Policy

5.1 If any user of this website provides private information such as your name, email address and account or credit card information, this information will be kept confidential and securely stored by us for our own use and needs and will never be sold to any third party.
5.2 You give us permission to use this information to contact you about any of our products or services and to include you in our mailing list where you can unsubscribe any time you want to.
5.3 Your privacy is very important to us. Please refer to our Privacy Policy for information about how SBFO collects and uses personal information.
5.4 Our Privacy Policy is incorporated into these terms and conditions by reference.

6. Disputes and Dispute Resolution

6.1 Should any dispute ever arise between you and the website owner, you agree to such dispute being managed and resolved in accordance with our dispute resolution policy published on this website
6.2 The terms and conditions of our dispute resolution policy are incorporated into these website user terms and conditions by reference.